Give from your IRA

A qualified charitable distribution from an IRA is a good way for IRA owners age 70½ and over to support our work. It’s easy to do.

• Instruct your IRA custodian to make a distribution directly to our organization.
• Although there is no tax deduction, the distribution is excluded from your income for federal tax purposes—no tax is due!
• Up to $108,000 of your gift (annual aggregate limit for 2025) qualifies for this favorable tax treatment.
• Your gift makes an immediate impact.
• A qualified charitable distribution from an IRA counts toward a donor’s required minimum distribution (RMD) if one is due.

Consider the life income option
IRA owners age 70½ or older may also choose to make a one-time, tax-free IRA distribution of up to $54,000 (in 2025) to create a new charitable gift annuity (CGA). The distribution counts toward your RMD if one is due. This is an option worth considering if you want to make a gift from your IRA and establish a new income stream.

Note that spouses may contribute up to $54,000 each (in 2025) from their individual IRAs into a joint-life CGA. Payments may only go to you and/or your spouse.

We are here to help!
Please contact Davi Axinn Levine, Director of Planned Giving, at 617.892.9244 or Daxinnlevine@pinestreetinn.org for information on a qualified charitable distribution from an IRA that can help you support Pine Street Inn and provide significant benefits to you and your family.

Tax ID number: 04-2516093
Address: Pine Street Inn, Attn: Development, 444 Harrison Avenue, Boston, MA 02118